First Home Buyers

If you are planning to buy your first home, congratulations. Buying your own home will always rank as one of your biggest accomplishments in life. To make it better, we at Reliiance Financial Solutions also know that this probably is the best time to buy a house.

Real estate prices are realistic and home loan interest rates are among the lowest in recent times. With a combination of range of home loans and great real estate prices, it is worth considering a loan for your first home.

For more information about the First Home Owner's Grant
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THINGS TO CONSIDER WHEN CHOOSING A HOME LOAN

Now that you have made up your mind to buy your first home, here is a list of features to look for in your first home loan

  • Make sure you choose a loan that you can afford to repay. While interest rates are low at present, they can go up again. Make sure you are able to afford the revised repayments in case of an interest rate rise.
  • Home loans offering a choice of fixed, flexible or variable rates are advisable. As your family grows, your home loan should not become a burden.
  • You should be able to make extra repayments easily and without any penalty. Affordable processing fees is a valuable feature. In addition, there may be hidden costs and monthly fees too, though some lenders are willing to waive them off. Reliiance Financial Solutions will be happy to work with you to obtain these benefits.
  • Flexibility is critical for first time buyers. When considering home loan options it is important to choose a loan which has the flexibility to accommodate any change in your circumstances e.g. pregnancy, sudden loss of income, etc. which may require you to pause repayments or restructure the loan.

Alternate payment options of paying via direct debit, ATM. Internet and phone banking should be available.

Home Loan Guide

If you are looking to buy a new home, you have come to the right place. We have compiled valuable information for you to understand the process, requirements and responsibilities related to a loan application. Click on the links below for details

Loans by Reliiance Financial Solutions

We all have different needs and requirements. Let our knowledge and experience help you get the most suitable financial solution for you. At Reliiance Financial Solutions, we work with you, for you.

Talk to a Reliiance Financial Solutions expert for a consultation

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At Reliiance Financial Solutions, we have been privileged to have worked with hundreds of remarkable individuals and families.

Very few things come close to receiving their genuine appreciation of our services. All we can say in return is - the pleasure was all ours.

It is also our pleasure to share some client testimonials with you. Please click on Video Testimonials to view them all. Use the buttons at the bottom of the screen to navigate through the videos.

Want a quick and entertaining snapshot of our services? Click on Services Videos and enjoy!

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