(02) 9893 7881

Documents for Loan Application

The Loan Documents

Home loan application involves a fair bit of Information. Generally speaking, all lenders require the same information from you. Certain exceptions may be made for "low doc" home loans for the self- employed. When you come to your loan appointment with your Reliiance Financial Solutions professional, you should bring documents/evidence from the following categories with you (please note there can be variations/additions to this list) :

  • Identification
  • Property purchases


You must bring original identification documents with you :

  • Driver's licence and passport

PAYE applicants

If you are in regular employment, please bring either :

  • two consecutive payslips showing YTD earnings (no older than 4 weeks) OR
  • a letter from your employer confirming your salary AND
  • your last Group Certificate AND
  • your last Tax Assessment Notice

Property purchases

Lenders need to ascertain that you can meet the repayments, so please bring :

  • 6 months savings statements AND
  • a copy of the Contract for Sale of Land or Offer and Acceptance

Loans and cards

Please bring :

  • a copy of recent statement for all credit cards AND
  • copies of six months of loan statements for all loans

Self employed

We can also help you with finance if you work for yourself. Bring your :

  • latest two years' personal income tax returns and
  • latest two years' company tax returns and financials and
  • latest Tax Assessment Notice


If you want to refinance a loan you already have to take advantage of better loans available now or use the equity in your property for another purpose, bring

  • a copy of all loan statements for last 12 months and
  • proof of property ownership (e.g. rates notice)


Your income will be enhanced by the rental you receive. So, bring :

  • a letter from real estate agent confirming expected rental OR
  • a Copy of current Lease Agreement OR • recent rental statements

Construction loan

If you're planning to build, lenders will require some extra information. Please bring :

  • a copy of your Fixed Price Building Contract and
  • a copy of the plans and specifications

Loans by Reliiance Financial Solutions

We all have different needs and requirements. Let our knowledge and experience help you get the most suitable financial solution for you. At Reliiance Financial Solutions, we work with you, for you.

Talk to a Reliiance Financial Solutions expert for a consultation


At Reliiance Financial Solutions, we have been privileged to have worked with hundreds of remarkable individuals and families.

Very few things come close to receiving their genuine appreciation of our services. All we can say in return is - the pleasure was all ours.

It is also our pleasure to share some client testimonials with you. Please click on Video Testimonials to view them all. Use the buttons at the bottom of the screen to navigate through the videos.

Want a quick and entertaining snapshot of our services? Click on Services Videos and enjoy!


back to top