Reliiance Financial Solutions
Let's talk about your next dream.
Life is all about setting and achieving goals. Timely and well-structured finance plays a significant role in helping us. At Reliiance Financial Solutions we help people realise their dreams with customised financial solutions. Our range of loan options includes Home Loans, Investment Loans, Construction Loans, Business Loans, Personal Loans, Car Loans and a lot more. Looking to buy your own property and building a property portfolio? Talk to us and let us start the journey together.
Financial solutions for home and business
Self employed or salaried, entrepreneur or professional – at Reliiance Financial Solutions, we work with everyone. Looking for a home loan or a business loan? Planning to buy an office or a fleet? Need to upgrade equipment or buy new machinery? Just let us know your requirements and our team at Reliiance Financial Solutions will get to work for you.
Over
$ 1 Billion
Worth of loans
Over
22 Years
of experience
Interest Rates from
5.64% pa
Comparison Rate 5.70% p.a.
Note : *Rates shown do not apply to all loan sizes, purposes, repayment types, LVRs or loan scenarios. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.
Loans by Reliiance Financial Solutions
We all have different needs and requirements. Let our knowledge and experience help you get the most suitable financial solution for you. At Reliiance Financial Solutions, we work with you, for you.
Invest
in Real Estate
Planning to buy an investment property? We can help with the loan as well as guidance on real estate industry, current trends and investment opportunities along with wealth creation strategies. Call Reliiance Financial Solutions for a consultation.
First Home
Buyers
Ready for your first home? Congratulations, make sure you do everything right. There have been many changes in recent times and we can help you get all government grants and benefits you are entitled for.
Call Reliiance Financial Solutions for a consultation.
How well is your mortgage doing?
Note : *Rates shown do not apply to all loan sizes, purposes, repayment types, LVRs or loan scenarios. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.
Free Mortgage Health Check
FAQs
Got questions? Find answers to some of the most commonly asked questions about our financial solutions, processes, and services to help you make informed decisions.
LMI is a third-party insurance premium payable by you as the borrower, to protect the lender against the potential loss of money if the borrower is unable to repay the home loan. Generally, an application with a Loan-to-Value Ratio (LVR) of 80% or more may result in the borrower having to pay Lender’s Mortgage Insurance.
Extra payment is an excellent feature of a good mortgage deal. Here, your lender lets you make lump-sum additional payments along with your regular monthly payment. Making extra payments allows you to shorten the length of time you are paying your mortgage. Since your balance is being paid off faster, you will also have fewer total payments to make, thus lowering your interest. At Reliiance Financial Solutions, we can help you find the most suitable mortgage deal for you. We have a range of lenders that allow you to make as many extra repayments as you want, whenever you want, without attracting any penalties.
Stamp Duty is a government tax imposed on contracts, with the amount usually calculated as a percentage of the contract value. In layman’s terms, it is the tax charged for your legal documents to be ‘stamped’.
If you are planning to buy a property, it’s crucial to factor your State’s Stamp Duty into your budget.Chances are, based on your circumstances and state of domicile, you might be able to obtain a stamp duty exemption, or concessions (discount) against the purchase of your first home. Stamp duty laws get changed often, so be sure to check your State Government’s website for the most up-to-date information.
Did you know that some lenders would allow you to cash out any extra repayment you made whenever you need the money? You read that right. This useful mortgage feature is called “redraw facility”. You can withdraw any extra repayments or lump sum payments you make over the life of the loan. At Reliiance Financial Solutions, we will explain all mortgage products to you, including those which allow you to the redraw option.














What our clients say
Posted on Google![]()
Cheryl (chezmiester)Trustindex verifies that the original source of the review is Google.
Reliiance Financial Solutions provided a great experience to work on our home loan. From the start through to settlement, they made the whole process so much easier and less stressful for us. We really appreciated how personalised the experience was. They were very hands-on and were always there when my husband and I had questions, no matter how small. They took time to explain everything clearly and walked us through every step of the application and settlement process. We always felt supported and knew we could reach out to them if we needed help. It was so nice to have a team that really cared about making the process as seamless as possible for us. "We are so grateful for Ajay & Manoj's help and would highly recommend Reliiance Financial Solutions to anyone looking for a home loan. Thank you so much for helping us get through such an important milestone!"Posted on Google![]()
John BrufferTrustindex verifies that the original source of the review is Google.
I was recommended by a close friend as this was the first time refinancing my house. Ajay and Manoj assisted me through every step in the process and I'm very pleased with their professionalism and the outcome.Posted on Google![]()
Vinit PahilTrustindex verifies that the original source of the review is Google.
I couldn’t be happier with the service I received from the team and especially Ajay Dhull. From the very beginning, they made the entire mortgage process smooth, stress-free, and easy to understand. They were always professional, responsive, and genuinely had my best interests at heart. They took the time to explain every step, answered all of my questions promptly, and worked hard to secure a great outcome for me. Their communication was excellent throughout the entire process, and I always felt supported and informed. I highly recommend Reliance Financial Solutions to anyone looking for honest, knowledgeable, and reliable professionals. Thank you for making what could have been a stressful experience such a positive one. I truly appreciate all your hard work and wouldn’t hesitate to use your services again in the future!Posted on Google![]()
Atal SankarasubbuTrustindex verifies that the original source of the review is Google.
I would highly recommend Reliiance Financial Solutions to anyone looking to secure a home loan. My situation involved a high-risk property and a number of complex challenges, making finance approval far from straightforward. Throughout the process, Manoj and Ajay handled everything professionally, efficiently, and with a high level of expertise. They navigated the complexities of my case and ultimately secured loan approval smoothly and with minimal stress on my part. I am especially grateful for their support given the critical circumstances I was facing, as I was at risk of losing my 10% deposit if finance could not be arranged in time. Their dedication, persistence, and clear communication made all the difference. I sincerely appreciate everything they did for me and would not hesitate to recommend Reliiance Financial Solutions to any prospective home buyer, particularly those with challenging or non-standard lending situations.Posted on Google![]()
siddharth deswalTrustindex verifies that the original source of the review is Google.
Buying my first home felt much easier thanks to the excellent support and guidance I received throughout the process. Everything was explained clearly, communication was prompt, and I was kept informed every step of the way. The whole experience was smooth and stress-free, and I couldn't be happier with the outcome. Highly recommend to anyone looking for a reliable and knowledgeable mortgage broker!Posted on Google![]()
Garima RedhuTrustindex verifies that the original source of the review is Google.
We recently bought our first investment property and the entire process was very smooth. Both Ajay and Manoj were patient and explained us the process and our options. The entire process was hassle free and transparent. We would highly recommend using their services.Posted on Google![]()
RichaTrustindex verifies that the original source of the review is Google.
We have been utilising the services of Reliiance Financial Solutions for the past 20 years, and throughout this long standing relationship, we have consistently been impressed by the exceptional professionalism demonstrated by Ajay Dhull, Sewa Singh and team at Reliance. On every occasion we have engaged their services, across all stages of the mortgage process, from the initial consultation through to final settlement, Ajay has provided clear, well informed guidance and maintained diligent and proactive communication. His deep expertise, attention to detail, and unwavering commitment to client support have repeatedly ensured a seamless, efficient, and stress free experience. We are sincerely grateful to Ajay and the entire Reliiance Financial Solutions team for their continued dedication over the years. We confidently and wholeheartedly endorse their services to anyone seeking expert and reliable mortgage advice.Posted on Google![]()
Suneeta RevoTrustindex verifies that the original source of the review is Google.
Ajay and Seva Singh have been absolutely exceptional throughout my entire mortgage journey from start to finish. Their professionalism, knowledge, and dedication truly set them apart. Not only did they guide me through every step with clear and expert advice, but they also went above and beyond to secure the best possible deal for me. What really stood out was how consistently available they were whenever I needed support, no question was ever too small, no time was ever inconvenient. They were always just a call or message away, ready to explain, reassure, and provide clarity. Beyond the financial side, they offered genuine life advice and constant motivation, helping me feel secure, confident, and fully informed in every decision I made. Their patience, commitment, and personal touch made the entire process smooth and stress-free. I honestly cannot recommend Ajay and Seva highly enough. They are truly some of the best professionals I have ever dealt with, and I am incredibly grateful for their outstanding service and support.Posted on Google![]()
Melinda KuruTrustindex verifies that the original source of the review is Google.
What an exceptional mortgage broker! I have bought several properties utilising the services of Reliance and the service has always been professional and friendly, and the advice has been accurate and reliable. Each transaction has been seamless, timely and worry-free. I would never go with another broker after my experiences with Reliance.Posted on Google![]()
Rajah NaiduTrustindex verifies that the original source of the review is Google.
I was referred by a friend to Reliance Financial Solutions for my new home purchase. Ajay and his team were extremely supportive and guided me through the entire process. Everything was handled smoothly, and my application and approval were completed much faster than I expected. When I visited their office, I received a very warm welcome.