Mortgage broker in Parramatta, Home Loans & Refinance

Reliiance Financial Solutions
Let's talk about your next dream.

Life is all about setting and achieving goals. Timely and well-structured finance plays a significant role in helping us. At Reliiance Financial Solutions we help people realise their dreams with customised financial solutions. Our range of loan options includes Home Loans, Investment Loans, Construction Loans, Business Loans, Personal Loans, Car Loans and a lot more. Looking to buy your own property and building a property portfolio? Talk to us and let us start the journey together.

Financial solutions for home and business

Self employed or salaried, entrepreneur or professional - at Reliiance Financial Solutions, we work with everyone. Looking for a home loan or a business loan? Planning to buy an office or a fleet? Need to upgrade equipment or buy new machinery? Just let us know your requirements and our team at Reliiance Financial Solutions will get to work for you.

OVER

$1Billion

worth of loans

OVER

22

years Experience

Interest rates

from 5.64% pa
Comparison Rate 5.70% p.a.

Note : *Rates shown do not apply to all loan sizes, purposes, repayment types, LVRs or loan scenarios. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees, charges and credit criteria apply.

FAQ

How can making extra repayments benefit me?

Extra payment is an excellent feature of a good mortgage deal. Here, your lender lets you make lump-sum additional payments along with your regular monthly payment. Making extra payments allows you to shorten the length of time you are paying your mortgage. Since your balance is being paid off faster, you will also have fewer total payments to make, thus lowering your interest. At Reliiance Financial Solutions, we can help you find the most suitable mortgage deal for you. We have a range of lenders that allow you to make as many extra repayments as you want, whenever you want, without attracting any penalties.

Which loans have a redraw option?

Did you know that some lenders would allow you to cash out any extra repayment you made whenever you need the money? You read that right. This useful mortgage feature is called "redraw facility". You can withdraw any extra repayments or lump sum payments you make over the life of the loan. At Reliiance Financial Solutions, we will explain all mortgage products to you, including those which allow you to the redraw option.

What is Stamp Duty?

Stamp Duty is a government tax imposed on contracts, with the amount usually calculated as a percentage of the contract value. In layman’s terms, it is the tax charged for your legal documents to be ‘stamped’.

If you are planning to buy a property, it’s crucial to factor your State’s Stamp Duty into your budget.Chances are, based on your circumstances and state of domicile, you might be able to obtain a stamp duty exemption, or concessions (discount) against the purchase of your first home. Stamp duty laws get changed often, so be sure to check your State Government’s website for the most up-to-date information.

What are the features of an investment loan?

What makes property investment really special is that the potential income and its asset can grow in value over time, giving you the possibility of getting two sources of income. But to be successful in the field of real estate investment, you need the right strategy. One of the best tactics is to have a clear idea of your investment plans. If you choose Reliiance Financial Solutions as your partner, you will be presented with a range of options for an investment loan. You can choose from variable, fixed, split, and even interest-only loans.

What is Lender’s Mortgage Insurance (LMI)?

LMI is a third-party insurance premium payable by you as the borrower, to protect the lender against the potential loss of money if the borrower is unable to repay the home loan. Generally, an application with a Loan-to-Value Ratio (LVR) of 80% or more may result in the borrower having to pay Lender’s Mortgage Insurance.

testimonials

Working with Ajay is simple as he did all the heavy lifting for us and made our plan of getting our first home a reality. He is transparent, makes you really comfortable to ask any questions and goes above and beyond to help getting it resolved. Even when he wasn't in town, Manoj stepped in and helped us through the documentation and explained every possible scenario and was thorough with every step. This team is highly recommended and they are not just great professionals but great human beings to work with!

Gaurav Chauhan

Ajay and the team at Reliiance Financial Solutions have been fabulous to deal with. They are very professional and provide accurate advise. Ajay helped me with obtaining a mortgage for a new house and provided a variety of home loan options. He was easily contactable and handled all my queries in a very professional and timely manner. I highly recommend Ajay and the team at Reliiance Financial Solutions for any assistance with your home loan.

Varun Khetarpal

A friend of mine referred me to Reliiance Financial Solutions based on his experience. It was amazingly both Ajay and Manoj were exceptional. An experienced team with exceptional customer service.They kept their promises and delivered beyond expectations. Easy to reach out and always willing to help. Rates are good, loan servicing was even better.

Rana Iqbal

Ajay is a miracle worker! I had been looking at some options which I was unsatisfied with. My life situation has also changed and I was getting confused with the options. I contacted Ajay with a week to settlement and he worked his magic! He was able to help me understand the options, and talked me through the pros and cons of these. We were able to put together a good plan and I've gotten a great option on my loan. Would highly recommend Ajay and his team to anyone looking for support.

Snigdha Sethi

We wanted to thank you very much wholeheartedly once again for all your support, guidance and assistance in getting us a loan to purchase our first home. We really appreciate all the time and effort you put in for us and that you continually went above and beyond. We are thoroughly enjoying being the new owners and love our house.

F Rappoport & T Wells

This is in regards to my current loan transfers, setting these loan account and getting a very good discount for my loans. You have done a tremendous job. I am really benefited with your service. You have very good knowledge about the different banks and their loan structure. You also have a good reputation with these Banks(lending team). A senior BDM from lending team where my loans are, has very good regards for you and for your professionalism. I highly recommend you and your company for home and business loans.

A Sanap

Its a pleasure to know someone like you. A sincere and kind friend like you is hard to find. You undoubtedly have been a part of our life for a long time. We always look towards you for any professional and financial advise and have always felt that you have helped us beyond the call of your duty. I just want you to know that all these little favours that you have extended have not gone unnoticed by us. We are very much aware of your extended help and support. Thanks once again for being there when we needed you.

G & R Handa

On behalf of my family, I would like to thank you for sparing so much time, during my last Sydney visit. I really appreciate the fact that you heard us carefully and advised us diligently while sharing your expertise and insight about real estate investments nitty-gritty. You are clearly enthusiastic about your work and it was encouraging to understand your approach to sharing facts/ experiences that felt me feel lucky meeting you timely. We wish you Grand Good Luck and Thunder Fortune for all your future ventures, and hope to meet with you again.

R Trivedi

We would like to take this opportunity to thank you for helping us in buying our first home. You have been very enthusiastic, helpful and honest in our dealings during the whole buying process. You cleared all our doubts and answered all our questions about the loan process and made us feel at ease. We are very happy with the loan options and thanks for getting us a great deal. As a first home buyer we didn’t know anything about property buying and you explained us everything which eventually led us to buy the property. We will surely recommend you to all our friends and relatives. Thanks once again and keep up the good work.

K & H Garg

Thank you very much for the efforts you have made to wave out annual fee on my mortgage . And refinancing my properties. Great job, may God bless you to give more strength to help the community .

D Raju

I like to thank you so much for your help with the setup of our loans, the way you had structured it is working really well for us.... couldn’t have done it without your help, you have made it so easy and your attention to details is next to none! You guys have been very prompt and responsive towards all my queries and requests... we really appreciate your hard work, well done!

C La & S Ha

Sewa and Ajay were outstanding. My partner and I didn't really know what was involved when it came to purchasing our first home. There are so many things to consider and so many things to remember and it all became quite overwhelming. We were then recommended to talk to Sewa and Ajay and we immediately felt at ease and as though we had someone on our side. Their dedication to us and their patience was nothing short of amazing. No question was too silly for them to answer. We felt cared for and confident as they guided us through the process and looked after us every step of the way. We are now very happy home owners and couldn't be more grateful to the team at Reliiance Financial Solutions. They go above and beyond to look after their clients.

K McGrory & C Moon

I would like to place on record my sincere appreciation of the way you have explained loan eligibility criteria, terms and conditions and other related information. Your passion, sincerity and commitment are highly appreciated. I understand my daughters,are already in touch with you. We are earnestly happy and confident in processing complete bank loan through you company. I am gratified to hear that you obtained loan sanctioned accurately on day as promised. Your cordial behavior and prompt response are highly appreciated.

R Trivedi

Singh Sahib, Thanks for everything. Really appreciate your wonderful support and help.

N & V Kaushik

I used Reliance's service for buying my first/second house in Sydney and I would say, Ajay and Manoj were really helpful with the whole process. Ajay is very prompt in his response and is very knowledgeable and guided us amazingly. He's very approachable, accessible and made sure that all the work is done in time. I totally recommend him without any hesitation for mortgage and home loan services and once again would like to thank Ajay and Manoj for all the help and support extended- we truly appreciate and all the very best for your future endeavours.

Ardeshir Nemovi

We highly recommend Reliiance Financial Solutions for all your home loan requirements. Ajay and Manoj have been very helpful to us and we have been able to buy our first home and an investment property through Reliance financial solutions. We are really grateful to Ajay for all the support and guidance received throughout the process. Our best wishes to the entire team .

Miri M.

The team at Reliiance Financial Solutions is very Professional and customer focussed. I have dealt with Ajay, Sewa and Manoj for finance of my three properties, while my fourth is in the process of approvals and I am extremely happy with their response and understanding of my needs. They are very customer focussed and on a few occasions, they have warned me against risks without worrying about their interests. I highly recommend their services.

Zameer B

Simply outstanding. Responsive, thorough, highly professional and of exceptional integrity. Best services experience we’ve had in 6+ years and would highly recommend them to anyone requiring new finance or refinance requirements. And need not to say we will go back to them for our future properties too.

Click here to book an appointment

Reliiance Financial Solutions Let's talk about your next dream.

Financial solutions for home and business

OVER

$1Billion

worth of loans

OVER

22

years Experience

Interest rates

from 5.64% pa Comparison Rate 5.70% p.a.

How well is your mortgage doing?

Free Mortgage Health Check

Invest in Real Estate

Call (02) 9893 7881

First Home Buyers

Loans by Reliiance Financial Solutions

home LOANs

BUSINESS LOANs

Wealth creation

Refinancing

construction LOANs

car LOANs

Talk to a Reliiance Financial Solutions expert for a consultation

Calculators

FAQ

How can making extra repayments benefit me?

Which loans have a redraw option?

What is Stamp Duty?

What are the features of an investment loan?

What is Lender’s Mortgage Insurance (LMI)?

testimonials

Gaurav Chauhan

Varun Khetarpal

Rana Iqbal

Snigdha Sethi

F Rappoport & T Wells

A Sanap

G & R Handa

R Trivedi

K & H Garg

D Raju

C La & S Ha

K McGrory & C Moon

R Trivedi

N & V Kaushik

Ardeshir Nemovi

Miri M.

Zameer B

Kapil C

Click here to book
an appointment

Reliiance Financial Solutions
Let's talk about your next dream.

from 5.64% pa
Comparison Rate 5.70% p.a.

Invest
in Real Estate

First Home
Buyers